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PM Vishwakarma Yojana 2025: How Traditional Workers Can Get ₹3 Lakh Benefit Easily

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Hello friends, are you a carpenter, blacksmith, potter, barber, goldsmith, or any other traditional worker? Then this article is very important for you. The government of India has launched a big scheme called PM Vishwakarma Yojana 2025. This scheme is made especially for skilled people who use their hands and tools to make products or offer services. It provides money, free training, certificate, and even help in marketing your work. This article will explain everything in the easiest English so you can understand what this scheme is, how to apply, what documents are needed, and how to take full advantage of it.

What Is PM Vishwakarma Yojana And Why It Is Launched

  • It is a central government scheme launched for traditional artisans and craftspeople

  • Aims to support small workers who are skilled in handmade work

  • Provides loans up to ₹3 lakh, skill training, digital tools, and certificate

  • Encourages workers to grow their business and earn more

  • It is part of the vision of “Vocal for Local” and “Self-Reliant India”

Who Can Apply For PM Vishwakarma Yojana 2025

  • Must be a traditional worker from 18 recognized trades

  • Age must be 18 years or above

  • Should not have taken loan under similar government schemes before

  • Must be working with hands and tools, not machines

  • Only one person per family is eligible

  • Should not be income tax payer or registered under GST

Also Read: How to Get Birth Certificate Online in India in 2025 – Step-by-Step Easy Guide

Which Workers And Professions Are Covered Under The Scheme

  • Carpenter

  • Boat Maker

  • Armourer

  • Blacksmith

  • Goldsmith

  • Potter

  • Cobbler

  • Barber

  • Washerman

  • Tailor

  • Garland Maker

  • Locksmith

  • Mason

  • Sculptor

  • Doll and Toy Maker

  • Basket Maker

  • Fishing Net Maker

  • Hammer and Tool Kit Maker

What Are The Main Benefits Of PM Vishwakarma Yojana

  • Free training on improving your skills and using better tools

  • Training allowance of ₹500 per day during learning period

  • Tool kit worth ₹15,000 given free of cost

  • Loan of ₹1 lakh in first phase without any guarantee

  • After repaying first loan, second loan of ₹2 lakh is available

  • Low interest rate of 5% only

  • Help in branding, marketing, and selling your work

  • Digital payment training and certificate after course

Step-By-Step Process To Apply For Vishwakarma Yojana

  • Visit official portal https://pmvishwakarma.gov.in

  • Click on “Apply Now” and register with your mobile and Aadhaar

  • Fill in details like name, profession, address, income, etc.

  • Upload documents like Aadhaar, photo, bank passbook, etc.

  • Submit application and wait for verification by officials

  • Once approved, you will be called for training

  • Loan application and tool kit process starts after training

Also Read: PM Surya Ghar Yojana 2025: Get Free Electricity Through Solar Panels at Home

What Documents Are Required To Apply For Vishwakarma Yojana

  • Aadhaar Card

  • Mobile number linked with Aadhaar

  • Passport size photo

  • Bank account passbook

  • Profession proof or self-declaration

  • Residential proof (ration card, voter ID, electricity bill, etc.)

  • Caste certificate if applicable

How Much Loan You Can Get And When

  • First phase loan: ₹1 lakh

  • Repayment time: 18 months with low 5% interest

  • After successful repayment, second loan: ₹2 lakh

  • Repayment time for second loan: 30 months

  • No collateral or guarantee needed for any loan

  • Loan amount directly sent to your bank account

How To Get Free Tool Kit And Training

  • After approval, you will be selected for skill development training

  • Training is given in government skill centers near you

  • You will learn new and improved methods in your work

  • ₹500 daily allowance is given during training

  • A tool kit worth ₹15,000 is provided absolutely free

  • Training is usually for 5 to 10 days depending on your work type

How This Scheme Helps You Earn More Money

  • With training, your skill becomes better and faster

  • Free tools improve your work quality

  • Government will help you in selling your products through online platforms

  • You can take orders from cities and abroad too

  • Extra money will help in improving your home and family life

How Government Promotes Your Products Under This Scheme

  • Government helps in registering your product as a brand

  • Help in making logo, name, and digital identity for your work

  • Offers support to list your product on online markets

  • Will organize fairs, exhibitions, and craft shows to display your work

  • Provides QR code and UPI training for digital payments

Can Women And Youth Apply For This Yojana

  • Yes, both men and women can apply

  • Young people from traditional worker families are encouraged

  • Women can also take loan and training

  • This scheme is open to all caste and communities

  • It supports families that are dependent on handwork

Can You Apply For PM Vishwakarma Yojana Offline

  • Yes, offline application is also possible

  • Visit your nearest Common Service Center (CSC)

  • Ask for Vishwakarma Yojana form and assistance

  • Fill form and submit with documents

  • CSC officer will help in online entry and tracking status

How To Track Status Of Your Vishwakarma Application

  • Go to official website

  • Click on “Track Application Status”

  • Enter your application ID or registered mobile number

  • You will see status: submitted, approved, training scheduled, or rejected

  • You may also get SMS or email updates

Tips To Get Approval Easily And Fast

  • Fill all details clearly and correctly

  • Make sure Aadhaar and bank details are correct

  • Choose correct category and trade name

  • Upload clear photos and documents

  • Keep mobile number active to get updates

  • Follow instructions carefully during training

Also Read: Aadhar Card Update 2025: How to Change Name, Address, Mobile Online Fast

When Will The Loan Be Transferred After Approval

  • After completion of training, loan process starts

  • You will be guided by bank officials

  • Loan is sent directly to your bank account

  • No need to pay bribe or extra charges to anyone

What If Your Application Is Rejected

  • You can reapply with correct information

  • Rejection mostly happens due to wrong documents or mismatch

  • You may visit CSC or call the helpline to ask reason

  • After correction, you can submit again

Is This Scheme Only For Rural People

  • No, this scheme is for both urban and rural artisans

  • Anyone practicing a recognized traditional skill can apply

  • Focus is on those who are working with tools and hands

  • Urban small-scale craftsmen are equally eligible

Conclusion: A Big Opportunity For India’s Traditional Workers

PM Vishwakarma Yojana 2025 is a golden chance for small workers to shine. If you are someone who makes or repairs things with hands and tools, this scheme is for you. With training, free tools, loans, and government support, your life and income can improve greatly. Apply today and take the first step towards becoming self-reliant and successful. Share this article with every worker you know — it can truly change their life.

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FAQs About PM Vishwakarma Yojana

Q1. Who can apply for PM Vishwakarma Yojana?
Any Indian traditional worker from recognized trades like carpenter, barber, tailor, etc.

Q2. How much loan is given under this scheme?
₹1 lakh in first phase and ₹2 lakh in second phase with 5% interest.

Q3. Is training and tool kit really free?
Yes, both are completely free including ₹500 daily allowance.

Q4. Can women apply for this scheme?
Yes, women from traditional artisan families are also eligible.

Q5. Is it possible to apply offline?
Yes, you can apply through your nearest Common Service Center (CSC).

Disclaimer

Param Express took best research efforts from top official websites to check this info and bring full clarity on PM Vishwakarma Yojana 2025. We recommend verifying from the official portal or local CSC before final submission as updates and changes may occur over time.


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Paramjeet

Paramjeet Singh is a seasoned content writer with over 5 years of experience crafting compelling news and feature articles across diverse niches. From entertainment and technology to lifestyle, business, astrology, and current events, Paramjeet’s expertise spans a broad spectrum, making him a versatile voice in the digital publishing world. Known for creating engaging, SEO-friendly, and well-researched content, Paramjeet has a keen eye for detail and a deep understanding of what keeps readers hooked. His passion lies in delivering accurate, up-to-date, and impactful stories that resonate with audiences worldwide. Whether it’s breaking down the latest tech trends, exploring lifestyle hacks, or highlighting the inspiring journeys of business leaders, Paramjeet’s writing combines creativity with credibility.

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