PM Vishwakarma Yojana 2025: How Traditional Workers Can Get ₹3 Lakh Benefit Easily

Paramjeet

2 months ago

Hello friends, are you a carpenter, blacksmith, potter, barber, goldsmith, or any other traditional worker? Then this article is very important for you. The government of India has launched a big scheme called PM Vishwakarma Yojana 2025. This scheme is made especially for skilled people who use their hands and tools to make products or offer services. It provides money, free training, certificate, and even help in marketing your work. This article will explain everything in the easiest English so you can understand what this scheme is, how to apply, what documents are needed, and how to take full advantage of it.

Table of Contents

Toggle

What Is PM Vishwakarma Yojana And Why It Is Launched

It is a central government scheme launched for traditional artisans and craftspeople
Aims to support small workers who are skilled in handmade work
Provides loans up to ₹3 lakh, skill training, digital tools, and certificate
Encourages workers to grow their business and earn more
It is part of the vision of “Vocal for Local” and “Self-Reliant India”

Who Can Apply For PM Vishwakarma Yojana 2025

Must be a traditional worker from 18 recognized trades
Age must be 18 years or above
Should not have taken loan under similar government schemes before
Must be working with hands and tools, not machines
Only one person per family is eligible
Should not be income tax payer or registered under GST

Also Read: How to Get Birth Certificate Online in India in 2025 – Step-by-Step Easy Guide

Which Workers And Professions Are Covered Under The Scheme

Carpenter
Boat Maker
Armourer
Blacksmith
Goldsmith
Potter
Cobbler
Barber
Washerman
Tailor
Garland Maker
Locksmith
Mason
Sculptor
Doll and Toy Maker
Basket Maker
Fishing Net Maker
Hammer and Tool Kit Maker

What Are The Main Benefits Of PM Vishwakarma Yojana

Free training on improving your skills and using better tools
Training allowance of ₹500 per day during learning period
Tool kit worth ₹15,000 given free of cost
Loan of ₹1 lakh in first phase without any guarantee
After repaying first loan, second loan of ₹2 lakh is available
Low interest rate of 5% only
Help in branding, marketing, and selling your work
Digital payment training and certificate after course

Step-By-Step Process To Apply For Vishwakarma Yojana

Visit official portal https://pmvishwakarma.gov.in
Click on “Apply Now” and register with your mobile and Aadhaar
Fill in details like name, profession, address, income, etc.
Upload documents like Aadhaar, photo, bank passbook, etc.
Submit application and wait for verification by officials
Once approved, you will be called for training
Loan application and tool kit process starts after training

Also Read: PM Surya Ghar Yojana 2025: Get Free Electricity Through Solar Panels at Home

What Documents Are Required To Apply For Vishwakarma Yojana

Aadhaar Card
Mobile number linked with Aadhaar
Passport size photo
Bank account passbook
Profession proof or self-declaration
Residential proof (ration card, voter ID, electricity bill, etc.)
Caste certificate if applicable

How Much Loan You Can Get And When

First phase loan: ₹1 lakh
Repayment time: 18 months with low 5% interest
After successful repayment, second loan: ₹2 lakh
Repayment time for second loan: 30 months
No collateral or guarantee needed for any loan
Loan amount directly sent to your bank account

How To Get Free Tool Kit And Training

After approval, you will be selected for skill development training
Training is given in government skill centers near you
You will learn new and improved methods in your work
₹500 daily allowance is given during training
A tool kit worth ₹15,000 is provided absolutely free
Training is usually for 5 to 10 days depending on your work type

How This Scheme Helps You Earn More Money

With training, your skill becomes better and faster
Free tools improve your work quality
Government will help you in selling your products through online platforms
You can take orders from cities and abroad too
Extra money will help in improving your home and family life

How Government Promotes Your Products Under This Scheme

Government helps in registering your product as a brand
Help in making logo, name, and digital identity for your work
Offers support to list your product on online markets
Will organize fairs, exhibitions, and craft shows to display your work
Provides QR code and UPI training for digital payments

Can Women And Youth Apply For This Yojana

Yes, both men and women can apply
Young people from traditional worker families are encouraged
Women can also take loan and training
This scheme is open to all caste and communities
It supports families that are dependent on handwork

Can You Apply For PM Vishwakarma Yojana Offline

Yes, offline application is also possible
Visit your nearest Common Service Center (CSC)
Ask for Vishwakarma Yojana form and assistance
Fill form and submit with documents
CSC officer will help in online entry and tracking status

How To Track Status Of Your Vishwakarma Application

Go to official website
Click on “Track Application Status”
Enter your application ID or registered mobile number
You will see status: submitted, approved, training scheduled, or rejected
You may also get SMS or email updates

Tips To Get Approval Easily And Fast

Fill all details clearly and correctly
Make sure Aadhaar and bank details are correct
Choose correct category and trade name
Upload clear photos and documents
Keep mobile number active to get updates
Follow instructions carefully during training

Also Read: Aadhar Card Update 2025: How to Change Name, Address, Mobile Online Fast

When Will The Loan Be Transferred After Approval

After completion of training, loan process starts
You will be guided by bank officials
Loan is sent directly to your bank account
No need to pay bribe or extra charges to anyone

What If Your Application Is Rejected

You can reapply with correct information
Rejection mostly happens due to wrong documents or mismatch
You may visit CSC or call the helpline to ask reason
After correction, you can submit again

Is This Scheme Only For Rural People

No, this scheme is for both urban and rural artisans
Anyone practicing a recognized traditional skill can apply
Focus is on those who are working with tools and hands
Urban small-scale craftsmen are equally eligible

Conclusion: A Big Opportunity For India’s Traditional Workers

PM Vishwakarma Yojana 2025 is a golden chance for small workers to shine. If you are someone who makes or repairs things with hands and tools, this scheme is for you. With training, free tools, loans, and government support, your life and income can improve greatly. Apply today and take the first step towards becoming self-reliant and successful. Share this article with every worker you know — it can truly change their life.

FAQs About PM Vishwakarma Yojana

Q1. Who can apply for PM Vishwakarma Yojana?
Any Indian traditional worker from recognized trades like carpenter, barber, tailor, etc.

Q2. How much loan is given under this scheme?
₹1 lakh in first phase and ₹2 lakh in second phase with 5% interest.

Q3. Is training and tool kit really free?
Yes, both are completely free including ₹500 daily allowance.

Q4. Can women apply for this scheme?
Yes, women from traditional artisan families are also eligible.

Q5. Is it possible to apply offline?
Yes, you can apply through your nearest Common Service Center (CSC).

Disclaimer

Param Express took best research efforts from top official websites to check this info and bring full clarity on PM Vishwakarma Yojana 2025. We recommend verifying from the official portal or local CSC before final submission as updates and changes may occur over time.